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Fozia's Group
In this Group: Fozia, Suraiya, Shamim, Shamim, Rashidan
Fozia baji is the wife of M. A. and lives in a city named Kasur, Pakistan. Kasur city is famous for its sweetmeats and historical places. She owns a two-room brick house and has been living in it for the last 5 years. She has no children.

Fozia baji's husband is a driver by profession. He has been driving a rented vehicle called an auto-rickshaw (a local three-wheeled vehicle) for the last 5 years. Fozia baji is a housewife and prefers to do household work. She is applying for a loan to buy an auto-rickshaw so they won't have to pay rent.

She is joined in her loan group by several more members. Suraiya baji and Shamim baji and Rashida baji each want a loan to buy an auto-rickshaw (a local three-wheeled vehicle). Shamim baji wants a loan to buy seasonal fruits to re-sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 76.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Fozia's Group's $675 loan helped a member to buy an auto-rickshaw (a local three-wheeled vehicle).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2008
Sep 10, 2008
Currency Exchange Loss:
Dec 2, 2009