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M. Zahid
M. Zahid is 29 years old and lives in the industrial area of Lahore, Pakistan with his family and elderly parents. He gets to spend little time with his family due to his busy business.
M. Zahid owns a hardware shop in the area of Lahore, Pakistan selling goods such as iron nails, nuts, bolts, door locks, door handles, cutters and cutting blades. His shop is situated in the hardware market and it is challenging for him to sell his products among competitors. To cope with the competitors, he has to maintain stocks of material so that he can satisfy all customers. He wants to increase the stock to cope with the demand and earn maximum profit as well.
Nowadays, he is unable to buy inventory for his shop because he has to spend most of his income on household expenses.
Therefore, he has requested a loan through Kiva’s field partner BRAC Pakistan so that he can buy all the important hardware material.
M. Zahid is tension free after taking the loan because BRAC showed him a beam of hope in the darkness. He is very thankful to Kiva and field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 108.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped M. Zahid to buy hardware goods to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 12, 2013
Currency Exchange Loss:
Jan 17, 2015