A loan of $1,025 helped to buy a cow.


Koshaly's story

Koshaly is 60 years old and is raising three children with his spouse. He has a high school education and is the main breadwinner for his family. For 30 years Koshaly has raised livestock, starting with buying cattle for 1,000 KGS. Thanks to his hard work, he now has four dairy cows, 25 sheep and four horses.

He is very enterprising and purposeful and always tries to reach his goals. His wife and children help with the livestock. His wife milks the cows and delivers the milk. Koshaly himself takes the cattle out to graze and prepares food in the winter. His children clean the stables and change the water. The livestock have everything they need.

Their monthly income is 10,000 KGS. In order to support his household, Koshaly took a loan from the microfinance organization, Bai-Tushum and Partners, to buy a cow for breeding. He will use the income from the loan to invest in increasing his herd and to save to build a new house.

Translated from Russian by Kiva volunteer Margaret Rosen



Loan details


Lenders and lending teams




Loan details