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Sad 1 Group
In this Group: Mamadou , Insa , Moussa , Moussa , Malick, Ousmane , Mame Gale, Mademba , Abdoulaye , Demba
Solidarité Action Développement (SAD) is a federation which is made up of several groups. Mamadou is the president of the Economic Interest Group (GIE) Sad 1. This is a mixed group of three women and eight men who live in the same village, and have the same type of business.

Mamadou is seen in the photo with his hand raised. He is a vegetable grower, and will use his loan to buy fertilizer and seed for cabbages, carrots and onions. Mamadou is married and has children. He has more than twelve years' experience in his business. He starts his working day at 6am and finishes at 7pm.

In the future, with further loans from the field partner, Mamadou would like to become a potential onion supplier.
View original language description ↓
Solidarité Action Développement est une fédération composée de plusieurs groupements appelé SAD ; Monsieur Mamadou est le président du GIE SAD 1, c’est un groupement mixte composé de 3femmes et 8hommes qui habitent dans le même village et faisant tous la même activité. On le reconnait sur la photo par sa main levée. Il évolue dans l’agriculture et le maraichage, il sollicite ce prêt pour acheter des intrants et semences de choux, carotte, oignon pour la culture du maraichage. IL est marié et père de famille et a une expérience de plus de 12ans dans cette activité. Il commence sa journée à 06h du matin pour la terminer à 19h du soir. A l’avenir il souhaite grâce aux crédits de l’institution être un fournisseur potentiel en oignon.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 478.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sad 1 Group's $2,100 loan helped a member to buy seed and fertilizer to grow vegetables.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Dec 2, 2013
Dec 11, 2013
Currency Exchange Loss:
May 17, 2015