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Armine is an agronomist from the Geghakert village in the Armavir region. She lives with her husband, twin 2-year-old sons, and her 4-year-old daughter. To be able to meet her family's needs Armine is engaged in the cultivation of flowers and strawberries. With the help of her husband she sells the agricultural products in the local market, which is the main source of the family's income. Armine and her family have a greenhouse, where they grow flowers. As the family's needs are increasing with time Armine wants to expand her agribusiness to be able to meet their ends. She needs a loan of $1,500 to purchase the necessary materials (cellophane and bottles) for building a new greenhouse. Armine and her family rely on the good will of the lenders and will highly appreciate their support in collecting the loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 154
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Armine to purchase the necessary materials (cellophane and bottles) for building a new greenhouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Dec 20, 2013
Currency Exchange Loss:
Dec 17, 2015