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Dilovar is an unmarried young man, 20 years old. Currently he is a student and is not employed. Dilovar studies economics through a distance education program at the State University of Qurgan-Tube. Dilovar is the eldest son in the family. He has three younger brothers and a sister. He decided to start earning a living, so he will both study and work. Dilovar is asking for a loan to buy a car and begin a taxi service. He will drive the route between Qurgan-Tube and Dushanbe twice a day. Dilovar wants to use his earnings to pay tuition. He has a big family, and he wants to help his parents.
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Диловар холостой молодой человек в возрасте 20 лет. В настоящее время он является студентом и нигде не работает. Диловар учится в заочном отделении Государственного Университета города Кургантюбе на экономиста. Диловар старший сын в семье. У него еще есть трое младших братьев и сестра. Он решил начать зарабатывать и совмещать учебу с работой. Диловар просит кредит, чтобы купить легковую автомашину и начать предоставлять услугу такси. Он будет работать по маршрутной линии город Кургантюбе-город Душанбе и в день делать по два рейса. Диловар хочет откладывать получаемую прибыль с новой деятельности и самому платить за учебу. У него большая семья и он хочет помочь родителям.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Dilovar buy a car so he can work.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 11, 2013
Currency Exchange Loss:
Feb 9, 2014