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Ashrafu is a new customer, age 35, married with two children.

He deals with onions, and he applied for a loan of UGX.2,000,000 to improve his farming business.

He has a challenge of low business turnover from his commercial farming, and low market prices, so he decided to come to UGAFODE for a loan to invest in man power/labor and to expand both his farmland and agricultural products.

In the photograph, the client is on the left and the Ugafode credit officer is on the right.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 117
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,524.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Ashirafu to hire man power/labor to till the farm.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 10, 2013
Currency Exchange Loss:
Oct 17, 2014