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Al Zahra Al Baydaa Group
In this Group: Fatima, Hamida , Hiba
Fatima is the featured borrower of the Al Zahra Al Baydaa group. She got together with the other group members to acquire a loan from Kiva partner Al Majmoua since they are all working hard to develop both their businesses and their family's living.

Fatima is the first lady lady from the right; she is a 55-year-old married mother of six children. She has been working 23 years selling clothes, 15 years in the housekeeping business, and 12 years raising cows. She runs these three businesses at the same time to make sure that she can provide her family with the necessary living needs. Since their needs are increasing, she has to run more than one business to cover their needs.

Fatima's is willing to keep on increasing her family's income, so her acquired loan will be invested in buying a cow which will help her a lot in her business development and increase her income to make sure that all of her family's needs are met.

As for the other group members, Hamida is at the center, and Hiba is the first from the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 36
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Zahra Al Baydaa Group's $2,700 loan helped a member to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Dec 10, 2013
Currency Exchange Loss:
Dec 17, 2014