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Gulsaira is 52 years old, married and, with her husband, is raising two sons. Gulsaira has a high school education. She is a responsible and a punctual person, who has the experience in running the household and in investing her money into the right channels. Her neighbors characterize her as an exemplary person and a great mother. The main income to Gulsaira's family comes from raising livestock, a business that she started 12 years ago with a purchase of cattle for 20,000 KGS. Thanks to her hard work, she now has two milking cows, two heifers and 35 sheep. Gulsaira's household has all of the necessities required for raising cattle.

Gulsaira applies a lot of skill and patients to keep expanding her herd year to year. Her husband helps her with raising of livestock. Her monthly income is 10,000 som (KGS). In order to further her business, Gulsaira turned to the Microfinance bank of Bai Tushum and Partners for a loan to purchase additional sheep. Profits from her business she is planning to reinvest into further expanding her herd and to save some for the purchase of a car.
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Гулсайре 52 года, замужем, вместе с супругом воспитывают 2 сыновей. У Гулсайра - среднее образование, как человек она очень ответственная, пунктуальная и предприимчивая, умеет вести хозяйство, вкладывает деньги в нужное русло. Соседи характеризуют ее как примерного человека, и заботливую мать. В качестве основного дохода для своей семьи Гулсайра занимается животноводством, стартовав 12 лет назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Гулсайры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 нетели и 35 овец. В доме у Гулсайры имеются все необходимые условия для содержания и разведения скота. Гулсайра трепетно и с большой ответственностью относится к своему делу, ежегодно увеличивает поголовье скота. В хозяйстве ей помогает муж. У Гулсайры есть приличный опыт в животноводстве. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гулсайра обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом- на покупку овец для увеличения поголовья скота. Доходы от кредита Гулсайра планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку автомашины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,864,850
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,650 helped Gulsaira to buy sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Dec 11, 2013
Currency Exchange Loss:
Jul 17, 2015