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Hiba is a conservative person who prefers not to have her photo published online, so her husband appears in the photo.

Hiba is a 25 year old married woman from Jabalia city. She lives with her husband and two kids, one son and one daughter, in a very simple house. Her husband is a worker in a local firm with a low income. His is the only source of income for the family. Hiba and her husband would like to improve the family's living conditions by buying all the needed items.

Hiba has taken a 1900 USD loan from FATEN. This loan will help her to buy a solar system for heating water. By taking this loan, Hiba will provide her family with hot water, especially in the winter.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.


About Palestine

  • $4,900
    Average annual income
  • 79
    View loans »
    Palestine Loans Fundraising
  • $14,458,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Hiba to buy a solar system for heating water for the family home.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 10, 2013
Currency Exchange Loss:
Feb 17, 2016