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Pao is 58 years of age and an experienced farmer from a rural area of Prey Chhor district, Kampong Cham province. She is engaged in a farming business with help from her husband and children. She has more than one hectare of farmland, where she manages to grow rice and other crops seasonally. Having been in the business for over 30 years, she is able to earn an income of 5 USD per day on average. Her husband, who helps her with the farming work, also works as a construction foreman to add to the family's income.

At this time, Pao is asking for a loan to buy a motorcycle to enable her husband and some of her employed children to get to work. By using their family-owned motorcycle, they will avoid paying the high cost of taxi service. Through this purchase, everyone in the family can gain access to suitable transportation. She expresses thanks to all lenders who have contributed their funds to help her better her living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 171
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pao to buy a motorcycle for family members to commute to work.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 8, 2013
Dec 17, 2013
Currency Exchange Loss:
Nov 17, 2014