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Mahmoud is 21 years old. He lives with his parents in Kofor Qalel, a village located 3 km south of the city of Nablus. The village lies at the foot of Mount Gerizim east, rising from the sea 600 m, with a total land area of 4,700 acres. He works in carpentry, having been forced to leave school at the primary stage in order to help his father so they could increase the family's income.

Mahmoud is short on money, so he has asked Ryada for this loan to buy flagstones to pave his house. He wants to help his family with this loan to improve their house because he wants to marry soon. He is very grateful to everyone who helps him.

Additional Information

More information about this loan

This loan is part of Ryada’s efforts to reach areas of the West Bank which are underserved due to the political situation. Funds will be used to finance housing improvements in refugee camps and Areas B and C of the West Bank. The Palestinian Authority currently has limited to no authority in these areas, making it very difficult for individuals to acquire official construction and building permits. Without the necessary documentation, banks are unlikely to lend to these individuals. By supporting this loan, you are helping individuals overcome this challenge so that they can improve their living conditions.

About Vitas Palestine

Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and Vitas Palestine are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Palestine

  • $4,900
    Average annual income
  • 80
    View loans »
    Palestine Loans Fundraising
  • $13,114,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $5,000 helped Mahmoud to buy flagstones to pave his house.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 10, 2013
Currency Exchange Loss:
Feb 8, 2014