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Hermileen is married with 1 child. She is 25 years old and lives in Baybay, Liloy, Zamboanga del Norte.

Hermileen operates a sari-sari store (general store), and she also buys and sells corn and rice to earn a living. She had this business for 2 years. Each month, she earns PHP 8,000 doing this type of work. She has requested a loan of 30,000 for additional capital, which she will use to purchase five sacks each of rice and corn and to restock her retail shop with basic commodities.

Hermileen is a new member of PMPC, having joined this year (2013). In the future, she hopes to improve her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 619
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Hermileen to buy 5 sacks of rice and 5 sacks of corn and to restock her store with basic commodities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 10, 2013
Currency Exchange Loss:
Dec 22, 2014