A loan of $5,400 helped a member to purchase hybrid seeds and fertilizer to increase his harvest of maize, millet, and sorghum.

Julius' Group's story

Abangonya is a group of nine group leader farmers in Kakamega North District, with Julius selected as the Kiva representative. Julius has volunteered to be the Kiva group representative and he is on the right of the photo, with his hand raised. Farming inputs will be delivered to Julius and the 87 individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum. The individual farmers are not pictured here, but they will be receiving an average loan of KES 5,349 shillings.

Julius is a reliable member of the community. He is married, with six children. He is 48 years old and has been working as a farmer for the last ten years to support his family. Julius is also known as Pastor. In addition to this, Julius is very active in his community and is involved in the men's group. He described his harvest last year as being good. He hopes to continue working with One Acre Fund and to continue the success he is having with the One Acre Fund farm packages.

The 2013 Long Rains season won’t be Julius’s first season with One Acre Fund. He first joined One Acre Fund in 2012 and he has continued working with One Acre Fund in order to get the best seed prices, get new farming methods, and earn enough money to feed his family. As an active member in his community, Julius also chose to be a group leader and a Kiva representative because he is an active community member, he wants to help more farmers, and he wants to spread the story about One Acre Fund farmers. Julius plans on using the future profits from the harvest to send his children to school and to buy a cow. His life has improved by working with One Acre Fund because he has more profits from the harvest, he has more farm training, he was able to save money, and he was able to feed the family.

Julius and the Abangonya Group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers, through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers, as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits, and improved lives.

The field officer is also included in the photo and is standing on the left.

In this group: Julius, Maurice, David, Peter, Mary, Otwero, Eshituku, Rose, Julita

Loan details

Lenders and lending teams

Loan details