Pepe is a married woman, with five school children, living in the Faleapuna village. She operates a flea market business, selling peas, coconuts used to make creams, Samoan cocoa to make tea, and other items like brooms, fine mats and bananas. She joined the SPBD program in June 2005 when she needed help for her business. Her husband is unemployed but helps Pepe run the business. To upgrade their way of living, pay the kids' school fees, and pay food expenses were the reasons Pepe decided to open a small business because before this they relied heavily on overseas remittance.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.