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Fe Y Esperanza Group
In this Group: Bertha Adilia, Marisol, Lucia Del Carmen
This group is composed of three hardworking members. One of them is Marisol, who is 47 years old and in a relationship. She runs a business making and selling nacatamales [a traditional dish similar to tamales]. She has been doing this for six years and her partner helps her to sell them.

Marisol has been a client of this institution for five years. She is requesting a loan to buy ingredients such as corn, firewood, pork, chagüite [banana leaves], potatoes, rice, chili, salt, chiltoma [sweet pepper], onions, tomatoes, garlic and achiote [a distinctly colored and flavored mainstay of Central American food].

Lucia, 43, owns a taxi and pays someone to drive it; and Bertha, 48, owns a grocery store.
View original language description ↓
Grupo conformado por tres socias trabajadoras una de ellas es Marisol mujer de 47 años, acompañada, su negocio es la elaboración y venta de nacatamales desde hace 6 años, su compañero le ayuda a vender los nacatamales. Tiene 5 años de ser cliente de la institución. El crédito lo está solicitando para la compra de materia prima como maíz, leña, carne de cerdo, hojas de chagüites, papa, arroz, chile, sal, chiltoma, cebolla, tomate, ajo, achote. Lucia mujer de 43 años su negocio es dar a trabajar un taxi, Bertha mujer de 48 años su negocio es una pulpería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,278,975
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Fe Y Esperanza Group's $1,875 loan helped a member to buy ingredients to make food, such as corn, pork, potatoes, rice and chili.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 20, 2013
Currency Exchange Loss:
Aug 17, 2014