A loan of $5,025 helped a member to provide Kenyan farmers with increased access to hybrid seed and fertilizer for harvesting maize, millet, and sorghum.


Peninah's Group's story

Bidii is a group of seven farmers in Chwele District, with Peninah volunteering to be the Kiva group representative. Peninah is on the right in the photo with her hand raised. Farming inputs will be delivered to her and the 81 other individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum. The individual farmers are not pictured here but will be receiving an average loan of 5,349 shillings. Peninah, a reliable member of the community, is 40 years old, married, and has seven children. She has been working as a farmer for the last 20 years to support her family. In addition to this, Peninah is very active in her community and is involved in the women's group and burial committee. She described her harvest last year as good and hopes to continue working with One Acre Fund and continue the success she is having with the One Acre Fund farm packages. Peninah first enrolled with One Acre Fund in 2010 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. She joined One Acre Fund in order to get the best seed prices, learn new farming methods, and send her children to school. She also volunteered to be a group leader and Kiva representative because she is an active community member who wants to help more farmers and spread the story about One Acre Fund farmers. Peninah plans to use the money that she earns from her next harvest to send her children to school and invest in a business. She notes that working with One Acre Fund has led to many benefits for One Acre Fund farmers. Peninah’s own life was improved because she has more profits from her harvest and is able to feed her family. One Acre Fund focuses on working with smallholder farmers across Kenya. The organization pre-purchases seeds and fertilizer when prices are low and passes the cost savings on to the farmers. Peninah and the Bidii Group will use the Kiva loan to cover this initial cost of purchasing the seeds and fertilizer package from One Acre Fund. One Acre Fund continues providing training and support throughout the planting and harvesting season to ensure a good harvest and repayment. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives. The field officer is also included in the photo and is standing on the left in the photo.

In this group: Peninah, Phoebe, Everlyne, Haroun, Jane, Jane, Mary
*not pictured



Loan details


Lenders and lending teams




Loan details