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Rahim is 23 years old. He lives with his family, which consists of his wife, two children, and his parents. Rahim is a youth who is hardworking and responsible. From a young age his father taught him to work the land, and this now allows him to contribute to the household finances. He has been engaged in agriculture for four years.

His biggest desire is to repair the house, as with time the roof has deteriorated. He wants to improve it to be safer. This is the reason Rahim is requesting a loan.

He has a goal: it is to build his own house and live there with his family. This plan stimulates him to expand his agriculture business.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD