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La Solidarite 1 Group
In this Group: Julienne, Anne, Albertine
Julienne is married with six children, one of whom is currently attending school. She works selling soft drinks. Julienne has been with HOPE Congo for four previous loan cycles. She is the leader of a loan group called La SOLIDARITE 1 consisting of two other micro-entrepreneurs from Brazzaville, Congo. Julienne’s major business challenge is to maintain her stock properly with the seasonality of her suppliers.

Julienne is requesting a loan to purchase a stock of drinks that she will sell at a profit. In the future, she hopes to have a more direct and strong relationship with her supplier. Her goal is to build a house for her family and to send her children overseas for their formal studies.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 480.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of La Solidarite 1 Group's $3,650 loan helped a member to purchase soft drinks for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Dec 9, 2013
Currency Exchange Loss:
Jun 17, 2014