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Razikul is 60 years old and a resident of the A. Jomi district of Tajikistan. He has worked very hard his whole life. He is a simple Tajik who works tirelessly to provide for his family. He has gone through a lot during the course of his life. However, although he is already 60, he is still setting some new goals for himself, and he hopes to be able to achieve them.

Razikul's new objective is to get involved in animal husbandry. Having had a cow at home for domestic use for many years, he knows everything there is to know about livestock and raising cattle. He hopes to find success in this new enterprise. He is taking a loan to launch a new business and to start buying and selling cattle.

Razikul's plan is to have his own business, so that he can independently provide for his family and for himself in his late years. With this goal in mind, he has requested a loan and he is hoping to receive your help.
View original language description ↓
Разикул 60 летний житель района А.Чоми. Всю жизнь он работал и трудился ради своей семьи. Он простой таджик, который трудится не покладая рук, чтобы прокормить семью. В своей жизни Разикул поведал многое. Ему 60 лет, но это не придел и он вставит перед собой новые цели и надеется достичь их.
Сейчас у Разикула новая цель он решил заняться скотоводством. Он знает все о домашних скотах и о деятельности скотоводства. Уже много лет у Разикула дома имеется корова для семейных нужд. Разикул надеется на свою удачу. Он хочет взять кредит и начать свой бизнес по купле и продажи крупнорогатых скотов. Таким решением он хочет иметь свой бизнес, который будет зависеть от него, обеспечить свою семью и себя на старости лет. С такими планами он обратился за кредитом, в надежде на Вашу помощь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Razikul to purchase a few head of cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 9, 2013
Currency Exchange Loss:
Jan 17, 2015