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Jumagul is a good natured and hardworking woman. She has three children, but her husband is left long ago and she has to raise her children alone. She was born and lives to this day in a small village. Jumagul works as a nurse at a local hospital. There she has one good nurses' pay, but it is not enough to raise her family, as she is a single mother. Here's a woman and mother who decided to supplement her income and she chose to open a food trading store. She did not have enough funding for this. Not having the right amount of funds, she asked our organization and said, that after she began to work together with our organization her life changed for the better. Now she wants to renovate her house and is asking us. Jumagul expresses her gratitude for MDO Arvand for financial support and the opportunity and trust.
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Джумагул добродушная и трудолюбивая женщина. Она имеет троих детей, но с мужем давно рассталась и ей приходится самостоятельно растить своих детей. Родилась и живёт по сей день в маленьком кишлаке. Джумагул работает медсестрой в местной больнице. Там она получает хороший одной заработной платы медсестры не хватает на расходы семьи, так как она мать одиночка.
И вот женщина мать решила дополнительный источник дохода, и свой выбор она решила открыть точку (продовольствие) магазин. Для этого ей не хватала денежных средств. Не имея нужной сумму она обратилось в нашу организацию и рассказывает, что после начиная сотрудничество с нашей организации её жизнь изменилась на лучшее стороны. А теперь она хочет сделать ремонт своего дома и обратилось к нам. И Джумагул выражает свою благодарность в МДО Арванд за финансовою поддержку и такую возможность и доверие.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Jumagul to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Dec 8, 2013
Currency Exchange Loss:
Dec 17, 2014