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Update on Emiliana

Emiliana is a very entrepreneurial woman. She is 48 years old, married, and has two children. She has been selling shoes and plastic items for 13 years and has been with the institution for four years. She will use the money from this loan to buy corduroys, glasses, pails, high and low sandals, “truchas,” large buckets, etc.
View original language description ↓
Emiliana es una mujer muy emprendedora de 48 años de edad, acompañada, con dos hijos bajo su cargo, su negocio es la venta de calzado y cosas de plástico desde hace 13 años. Tiene de ser cliente de la institución 4 años, el crédito lo está solicitando para la compra de inventario como panas, vasos, baldes, panas medianas, sandalias altas, sandalias bajs, truchas variadas, baldes grandes, otros.

Previous Loan Details

Emiliana, 48, is married, has two children and has worked for 13 years in the market in Granada where she sells rubber shoes and plastic products. She has been a borrowing member of the institution for three years and is a very good customer who has had ten consecutive loans. One of her childre... More from Emiliana's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Emiliana to buy merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 20, 2013
Currency Exchange Loss:
May 17, 2014