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La Fernanda Group
In this Group: Maria Xiomara, Eveling Lissette, Maria Teresa
This group consists of three hard working members. One of them is Maria Xiomara, who is 23 years old and lives with her partner. She has made a living buying and selling fruit for the past 5 years. She is requesting a loan to buy oranges, mandarins, and passionflowers.

The other members in the group are Eveling, who is 27 years old and works in a beauty salon and Maria Teresa, who is 44 years old and makes a living selling clothes.
View original language description ↓
Este grupo lo forman tres socias trabajadoras una de ellas es María Xiomara tiene la edad de 23 años, acompañada, su negocio es la compra y venta de frutas desde hace 5 años. El crédito lo solicita para la compra de naranja, mandarina, granadilla. Eveling tiene 27 años de edad su negocio es un salón de belleza, Maria teresa mujer de 44 años de edad se dedica a la venta de ropa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Fernanda Group's $1,175 loan helped a member to buy oranges, mandarins, and passionflowers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 20, 2013
Currency Exchange Loss:
Jul 17, 2014