Christhian B. (28 years old and a music teacher specialized in the accordion) has his own home located in Nanahua Street in the Pasankeri zone of the city of La Paz. He lives with his mother. Because his salary as a music teacher is very low, Cristhian works making children's clothing which is then sold at fairs throughout the country. He is requesting a loan with which to buy working materials. The loan will allow him to maintain his source of income, since the clothing business is developing well.
Christhian is a good client of Impro and the organization recommends helping him.
Cristhian B. (28 años de edad, profesor de música especializado en acordeón) tiene domicilio propio ubicado en la calle Nanahua de la zona de Pasankeri (ciudad de La Paz) vive con su madre su hermano. Debido al bajo sueldo que percibe Cristhian también se dedica a la confección de ropa para niños, su producto es vendido en distintas ferias de todo el país. Por eso, solicita crédito para comprar material de trabajo, lo que le permitirá mantener su fuente de ingresos ya que con dicha actividad él esta progresando.
Es un buen cliente de Impro y se recomienda ayudarlo.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.