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Maria Lourdes

Update on Maria Lourdes

Maria is 45 years old and she is single. Her business is a general store which she has run from her house for the past 10 years. She has been a client with this MFI for a year. She is requesting a loan in order to buy clothing merchandise for this season such as trousers, shirts, blouses, shawls, children's clothing, toys, and other items.
View original language description ↓
Maria mujer de de 45 años, soltera, su negocio es una pulpería que tiene en su domicilio desde hace 10 años, tiene de ser cliente de la institución 1 año. El crédito lo está solicitando para la compra de mercadería de ropa para esta temporada como es pantalones, camisas, blusas, shores, ropa de niño, juguetes, otros.

Previous Loan Details

María is an entrepreneurial woman who is 45 years old and single. For the past ten years, her business has been a convenience store in her community. She started it with her own capital, and she has been with the institution for one year. She will invest the loan in the purchase of sodas in bulk,... More from Maria Lourdes's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Lourdes to buy clothing merchandise for this season such as trousers, shirts, blouses, shawls, children's clothing, toys, and other items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Dec 20, 2013
Currency Exchange Loss:
Jan 17, 2015