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Matanat is 39 years old and married, with three children. Her husband is a bus driver. One of her children is a student of University; another child is 15 years old and goes to ninth class, and the third goes to seventh class.

Matanat has been in sheep breeding for a long time. Matanat buys lambs, raises them, and sells them to the butcher to earn money. Today she needs AZN 2,300 to buy more lambs for her business.

Matanat says she is thankful to the partner of Komak company, the Kiva organization, for the aid. In the future she wants to build a new and big stall to increase her business and monthly income.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,856,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Matanat to buy more lambs.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 8, 2013
Currency Exchange Loss:
Feb 17, 2015