A loan of $2,000 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.

Carol's Group's story

Modern Farmers is a group of 4 group leader farmers in Busia District with Carol selected as the Kiva representative. Carol has volunteered to be the Kiva group representative and is on the right of the photo with his hand raised. Farming inputs will be delivered to him and the 32 other individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum. The individual farmers are not pictured here but will be receiving an average loan of 5,349 KES.

Carol is 38 years old and has been a farmer for 18 years. He works as a farmer to provide for his 7 children. The community and other farmers know him as a hardworking and experienced farmer. Other than farming, he is also involved in community activities such as the men's group. Carol described his harvest last year as good, but hopes he can have an even better one with the support of One Acre Fund and the other farmers in his group.

The 2013 Long Rains season won’t be Carol’s first season with One Acre Fund. He first joined in 2012 and has continued working with One Acre Fund in order to learn new farming methods. As an active member in his community, Carol also chose to be a group leader and Kiva representative because he wants to help more farmers. Carol plans on using future profits from the harvest to send his children to school and save for the future. His life has improved by working with One Acre Fund because he was able to feed the family.

One Acre Fund focuses on working with smallholder farmers across Kenya. The organization pre-purchases seeds and fertilizer when prices are low and passes the cost savings onto the farmers. Carol and the Modern Farmers Group will use the Kiva loan to cover this initial cost of purchasing the seeds and fertilizer package from One Acre Fund. One Acre Fund continues providing training and support throughout the planting and harvesting season to ensure a good harvest and repayment. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Carol, Eunice, Harriet, Gilbert

Loan details

Lenders and lending teams

Loan details