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Hasmik is 34 years old and she lives in Koghes village in Lori region. Hasmik is not married and she lives with her parents and her brother. Hasmik works at the school as a teacher of mathematics and IT. She is a very clever and kind person, who is seriously engaged in the education process. As she says, her work demands great knowledge and forbearance, love towards children and sureness that someday, in some place her pupils will remember her words and given knowledge and use it positively. Hasmik’s mother is also a teacher and they work together at the same school.
Hasmik asks for a loan of 400,000 Armenian drams in order to buy a computer and some professional literature. This purchase will be very useful both for Hasmik and her mother as well.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • 405.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hasmik to buy a computer and some professional literature.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Dec 7, 2013
Currency Exchange Loss:
Oct 17, 2015