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Karamat is 48 years old. He is married with four children. Karamat works hard to be able to cover his family's basic costs and at the same time provide appropriate living conditions for them.

He is engaged in selling amplifying feed products for animals. With the profits, he wishes to invest the business so that in the future, he can acquire machine and tractor that will help his farming capacity.

His younger son, 19 years old, studies at University. He is currently in his fourth year of study in the pediatric department. This is the reason Karamat asks for this loan. With the help of the loan, he will be able to cover university tuition and the loan will be a great support for him.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Karamat to cover his son's university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 7, 2013
Currency Exchange Loss:
Dec 20, 2014