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Alma is a hardworking entrepreneur who has a food vending business in the Philippines. She has been in this business for ten years. Alma earns additional income from farming rice.

She is borrowing 30,000 PHP through NWTF to purchase additional ingredients like milk, sugar, flour, and eggs for her food vending business. Alma has been sustaining her business activities through her own efforts, with the help of the loans from NWTF. She dreams of saving enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 424
    View loans »
    Philippines Loans Fundraising
  • $69,767,475
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Alma to purchase additional ingredients like milk, sugar, flour, and eggs.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 6, 2013
Currency Exchange Loss:
Mar 17, 2014