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José is single, 42 years old and has 5 children: three boys and two girls. The oldest of his children contributes to the household income. He lives with his family in the small town of Los Encuentros, Sololá.

He makes his living offering transport services (taxi and pick-up). He does this in the community where he lives. He says that he is in this business because there is a lot of demand in his community, since it is near one of the busiest highways of Guatemala, and that there is as much movement of normal people as of businessmen who need to transport merchandise to their businesses. This work is where he obtains the majority of his income that he uses to cover family expenses.

Another source of income for José is agriculture, as well as a grocery store in Sololá, which is tended by his oldest son.

He is applying for a loan of Q 8,000.00 to buy spare parts to repair the engine of his pick-up.

He dreams of improving the condition of his house and of getting a newer vehicle in order to continue offering transport services.
View original language description ↓
José es soltero, de 42 años de edad, tiene 5 hijos: tres varones y dos mujeres; el mayor de sus hijos le apoya en la generación de sus ingresos; él junto a su familia vive en Aldea Los Encuentros, Sololá. Se dedica a la prestación de servicios de transporte (taxi y pick up); esto lo realiza en la comunidad donde vive, cuenta que el se dedica a esta actividad porque existe mucha demanda en su comunidad debido a que está cerca de una de las carreteras más concurridas de Guatemala y que existe mucho movimiento tanto de personas comunes como de comerciantes que necesitan movilizar su mercadería a sus negocios. Esta labor es de donde el obtiene la mayor parte de los ingresos que utiliza para cubrir los gastos familiares.
Otra fuente de ingresos de José es la agricultura, además tiene negocio de abarrotes en Sololá, el cual es atendido por su hijo mayor.
El está solicitando un préstamo de Q 8,000.00 para la compra de repuestos para la reparación del motor de su pick up.
Sueña con mejorar las condiciones de su vivienda y adquirir otro vehículo mas reciente para seguir prestando el servicio de transporte.

Additional Information


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.


About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,538,350
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped José to buy spare parts to repair the engine of his pick-up.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Dec 6, 2013
Currency Exchange Loss:
Apr 17, 2015