A loan of $150 helped to purchase potato seeds and fertilizers for starting cultivation of potatoes.


Geeta's story

Geeta is a housewife from a small village Kalirhat in Dhupguri in the district Jalpaiguri. She is 34 years old and attended school up to class VIII (Grade 8). She lives with her husband and only daughter aged 17 years. They have a small semi-pacca house (brick-built with a straw roof). Her daughter is a student in class twelve (Grade 12). Her husband Ratan, who is 38 years old, is a farmer. He completed his primary education. He is engaged in agriculture, but due to lack of capital, he cannot invest much money in his business. He is the main breadwinner of the family and works hard to be able to make ends meet. Yet he is unable to give enough financial sustenance to the family.

Geeta is determined to help her husband by providing financial assistance. So she has decided to take a loan from Kiva’s partner BJS, who gives loans to rural women, to buy potato seeds and fertilizers to start a potato cultivation business in their own plot of land. She is very energetic and enthusiastic and hopes to earn profits by selling the produce in the local market. It is a profitable business as the produce has a good demand in the present market.

Geeta's goals are to upgrade the financial condition of their family, give her daughter a good future, and enhance the business to secure their future. She dreams of building a pacca house (concrete-made) of their own with the profits from the business.

Geeta and her family will be thankful to both BJS and Kiva.



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