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Ani lives in Stepanavan city which is in Lori region. She is 35 years old and she is a mother of two nice children. Ani has graduated from Vanadzor State Pedagogical University and now she works at a school as a teacher of mathematics. Her husband is also employed and he is an electrician. Ani is a very kind and clever pedagogue and she is much respected. Her children are also very duteous and clever and they realize the importance of education and the value of an educated person.

Ani asks for a loan of 320,000 Armenian drams in order to buy a computer, which will be very useful both for her and for her children, and she also wants to buy some professional literature for her teaching activities.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • 404.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Ani to buy a computer and some professional literature for her teaching activities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Dec 6, 2013
Currency Exchange Loss:
Dec 17, 2014