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Sokha is a 33-year-old married woman with two children who are attending to school. She has a small piece of land where she grows rice to sell every harvest season. Farming is the important source of the family’s income. She has been doing this for more than 13 years.

Sokha has applied for a loan of 600 US dollars to drill a well and install a hand pump well on the top of the drilled well. She is hoping that she won’t face a water shortage in the future or she won't have to spend much time collecting water from the far-distant areas anymore. She expresses her thanks to all Kiva lenders for showing their interest in poor people like her.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 90
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sokha to drill a well and install a hand pump well on the top of the drilled well.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Dec 6, 2013
Currency Exchange Loss:
Jun 18, 2015