A loan of $3,825 helped a member to buy cost-efficient maize, millet and sorghum seeds.

Joseph's Group's story

Joseph is a member of Ngachi Group in Webuye District. He is pictured here in a group of six One Acre Fund group-leader farmers. (The field officer is also in the photo, standing on the left). The group leaders represent 51 individual farmers, who are not pictured here.

Joseph has been selected to act as the Kiva group representative. He is standing on the right with his hand raised. He and the other farmers represented in this group are each receiving a quarter acre of maize and a quarter acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 Kenyan shillings for maize, millet and sorghum cultivation.

Joseph is married and has eight children. He is 70 years old and is known as friendly, hardworking, reliable, trustworthy and an experienced farmer. He is active in his community in groups such as the savings group, prayer group and burial committee. Joseph has been a farmer for 34 years. He describes last year's harvest as excellent but believes he can have an even better one this year by continuing to work with One Acre Fund.

Joseph first enrolled with One Acre Fund in 2010 and is now preparing to be a One Acre Fund farmer during the 2014 long rains season. He joined One Acre Fund for several reasons: to get the best seed prices as well as fertilizer and hybrid seeds; to learn new farming methods; and to earn enough to feed his family and send his children to school. He volunteered to be a group leader and Kiva representative because he likes being a leader and an active community member who wants to help more farmers and spread the story about One Acre Fund farmers.

Joseph plans to use the money that he earns from his next harvest to send his children to school and save for the future. He notes that working with One Acre Fund has led to many benefits for the farmers. His own life was improved because he had more profits from his harvest, more farm training and more group support and was able to save money and feed the family.

One Acre Fund focuses on working with smallholder farmers across Kenya. The organization purchases seeds and fertilizer when prices are low and passes the cost savings onto the farmers. Joseph and the Ngachi Group will use the Kiva loan to cover this initial cost of purchasing the seeds and fertilizer package from One Acre Fund. The organization continues providing training and support throughout the planting and harvesting season to ensure a good harvest and repayment. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

In this group: Joseph, Emmanuel, Peter, Joan, Macline, Fredrick
*not pictured

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