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Chapakazi A Group
In this Group: Monanka, Mohagachi, Magret, Joseph, John
Chapakazi A is a Nuru International group of five farmers in the Kuria West District in Kenya. The members joined the group to acquire skills and knowledge on improved farming methods. They are able to obtain loans through Nuru to acquire farm inputs. As a group the members collectively guarantee the loan.

Joseph is 33-years-old and a member of the Chapakazi A group of farmers. He is married with five children, four of whom attend school. The loan he is requesting from Kiva wil enable him to purchase farm inputs. From the harvest, he will obtain food for his family, sell the surplus and build a house for his family.

Additional Information

More information about this loan

Nuru International is a U.S. based non-profit that aims to help rural farmers in Kenya lead their communities out of extreme poverty using agricultural loans and specialized trainings. This loan will go towards the cost of seeds, fertilizers, agricultural training, and insurance. While this loan is structured with a one time payment in September, the farmers may prepay their loans if they have the capacity to repay earlier. As a result, lenders may receive repayments earlier than the estimated end date.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. While the loan profile indicates that the disbursal date of the inputs will be early November, Nuru International does not expect to begin providing inputs until early December. This will ensure that borrowers receive their inputs by January, the start of the typical planting season for Kenyan farmers.

About Nuru International:

Nuru International is a U.S. based non-profit that aims to equip rural farmers with the tools, knowledge, and resources necessary to lead their families out of extreme poverty. Nuru’s “Agricultural Input Loan” provides farmers with seeds, fertilizer and agricultural extension programs that have proven to more than double a farmer’s crop yield. Funds from Kiva’s lenders will help Nuru to scale its operations to reach 10,000 farmers in Kenya and 1,700 farmers in Ethiopia by 2016.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Kenya

  • $1,800
    Average annual income
  • 430
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Chapakazi A Group's $475 loan helped a member to purchase hybrid seeds and fertilizer to grow maize, sorghum and millet.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Dec 5, 2013
Currency Exchange Loss:
Jul 26, 2014