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Penh is 43 years old. She is married and resides with four children in Kampong Speu Province, Cambodia. She has been cultivating rice and fattening animals for more than ten years, earning approximately $1 per day. Her husband helps her run the business. All of her children are working in a garment factory or construction. They make an income of $16 each day.

Due to the difficulty in her family’s transportation, Penh is requesting a loan of $1,200 to purchase a motorbike for commuting. This purchase will help her children easily commute to work. In the future, she would like to run a tailoring shop for her children and build a new house next year.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 74
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Penh to purchase a motorbike for commuting.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Dec 5, 2013
Currency Exchange Loss:
Apr 17, 2015