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Eliza is 40 years old, married and raising three children together with her husband. Her eldest son is a student, and the two others are in school. Her husband works doing wage labour for private persons. Eliza has vocational training, and for a long time she worked at a school teacher. Currently she is a housewife raising the children and breeding livestock.

As a main income for her family, Eliza works with livestock breeding, after having started 17 years ago with the purchase of livestock for 15,000 som (KGS). Thanks to Eliza's persistent work, her farm currently has a dairy cow, a calf and six sheep. The monthly income is 7,000 som (KGS).

With an aim to develop her business, Eliza turned to the microfinance bank "Bai Tushum & Partners" for a loan to purchase cows to increase the number of livestock. Eliza plans to invest the income from the loan in further increasing the number of livestock. She also plans to save money for the further education of her children.
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Элиза 40 лет, замужем, вместе с супругом воспитывают 3 детей. Старший сын - студент, остальные двое - школьники.Супруг работает наемным рабочим у частных лиц. У Элизы - средне-специальное образование, долгое время она проработала в школе преподавателем. На данный момент - домохозяйка занимается воспитанием детей и разведением скота. В качестве основного дохода для своей семьи Элиза занимается животноводством, стартовав 17 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Элизы, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 телка, 6 овец. Ежемесячный доход составляет 7,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Элиза обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Элиза планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Eliza to purchase cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 27, 2013
Dec 5, 2013
Currency Exchange Loss:
Dec 17, 2014