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Melvin Jose
Melvin Jose is an adult who is married with two young children who he still takes care of. He comes from the town of Chinandega, located in the west of the city. He is known as a hardworking and responsible man who works towards self improvement. In his free time he likes to enjoy music with his family, go to the movies and to the park. Because of a lack of money growing up he was not able to complete his studies, which is something that he would like to take up again and become a professional. Day after day he strives to give his children a better future.

Melvin Jose owns a grocery store which offers items for the home pantry such as rice, sugar, beans, soap, matches, detergent, eggs, lollies, toilet paper, and frozen foods such as chicken, beef and cold cuts, amongst others. His business is located in his home where he starts his day very early, offering his products to his customers and then closing up late.

With this loan Melvin Jose aims to invest in working capital and stock up his store with the purchase and resale of goods for the home pantry.
View original language description ↓
Melvin José mayor de edad casado con dos hijos menores de edad aun bajo su responsabilidad originaria del municipio de Chinandega ubicado en el occidente del país, se caracteriza por ser un hombre trabajador, responsable con ganas de superación personal, en sus ratos libres le gusta de disfrutar con su familia la música, ir al cine, al parque, por falta de recursos económicos en su hogar el no pudo terminar sus estudios algo que le gustaría retomar nuevamente y ser un profesional, el día a día lucha para brindarles un mejor futuro a sus hijos, es propietario de una pulpería donde ofrece productos de consumo del hogar como: arroz, azúcar, frijoles, jabón, fósforos, detergentes, huevos, golosinas, papel higiénicos, productos congelados como: pollo, carne, embutidos entre otros mas, negocio ubicado en su casa de habitación, inicia su jornada diaria desde muy temprano cerrando tarde ofreciendo sus productos a sus clientes. El objetivo de este crédito es para invertir en capital de trabajo y surtir su negocio en la compra y venta de productos de consumo del hogar.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Melvin Jose to buy goods for the home pantry such as grains, legumes and frozen products, amongst others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Dec 5, 2013
Currency Exchange Loss:
Aug 17, 2014