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Update on Jihad

Jihad is a 30-year-old married father of two children who has been working as a barber since nineteen years ago. He is a hard worker who started working at an early age, when he was supposed to quit school during his elementary class to help in supporting his family in covering their needs.

Jihad is a hardworker who puts so much effort in developing his business to make sure that it has a good enough income to cover his increasing family's needs. Today, he is acquiring a youth loan from Kiva to get the requested cash to buy necessary facial treatments and men's beauty creams to increase his business income through selling these items to his current and expected clients. He hopes to keep on being capable of developing his business and replying to his family's needs.

Previous Loan Details

Jihad is a 29-year-old married father of two children. He has been working as a barber for the past 18 years. In 2005, he opened his own shop in Nabatieh to improve his standard of living and increase his income. Jihad is a hard worker. He seeks perfection in everything, especially in raising his... More from Jihad's previous loan »

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Lebanon

  • $15,800
    Average annual income
  • 48
    View loans »
    Lebanon Loans Fundraising
  • $19,466,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Jihad buy supplies for his barber shop.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Dec 4, 2013
Currency Exchange Loss:
Sep 17, 2014