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Virgo Group
In this Group: Elbera, Cory, Evelyn, Julie
Elbera is the featured borrower of Virgo group, she joined with the other group members to acquire a loan from Kiva partner Al Majmoua because they have always been friends since they left their hometown Philippine and came to work in Lebanon as housekeepers. Elbera is a 48-year-old married mother of two children who works as a house keeper to provide her family with the necessary living needs.

Elbera is acquiring a loan from Kiva partner Al Majmoua, to pay for her beloved children's university tuition fees, which is the main aim that made her leave her hometown and work hard to see her children become well educated persons.

Elbera is the second lady standing from the left side of the pictures; as for the other group members, Cory is the lady in red, Evelyn is the second from the right with the pink top, and Julie is on the far right.

Additional Information

More information about this loan

This loan is part of Al Majmoua's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 87
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Virgo Group's $2,100 loan helped a member to pay for her children's university tuition fees.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 10, 2013
Dec 4, 2013
Currency Exchange Loss:
Jun 17, 2014