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Janybek is 53 years old, married, and together with his spouse is raising one daughter. Janybek has a higher education and works as a schoolteacher. Janybek's daughter Elnura also followed in her father's footsteps and works in a school as a teacher. His wife is a homemaker and helps Janybek around the homestead. Janybek easily finds common language with all people, is easy in communications, tries always to be in good spirits on life, that is to say he is an optimist in life.

As an additional source of income for his family, Janybek is engaged in animal husbandry, having started 28 years ago with the purchase of livestock for 10,000 som KGS. Thanks to his hard work, Janybek currently has on his homestead: six dairy cows and 17 sheep. Monthly income consists of 6,000 som (KGS).

With the aim of further developing her homestead, Janybek turned to the microfinance bank Bai-Tushum and Partners for a loan - to buy sheep to increase the headcount of livestock.

Janybek plans to invest income from the loan in further propagating the quantity of domestic animals, and plans to save money for the construction of a new home.
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Жаныбек 53 года, женат, вместе с супругой воспитывают 1 дочь. У Жаныбека - высшее образование, работает преподавателем в школе, дочь Жаныбека-Эльнура также пошла по стопам отца и тоже работает в школе -учительницей. Супруга-домохозяйка, помогает Жаныбеку по хозяйству. Жаныбек легко находит общий язык со всеми людьми, простой в общении, старается всегда быть в хорошем впечатлении от жизни, так сказать оптимист по жизни.В качестве дополнительного дохода для своей семьи Жаныбек занимается животноводством, стартовав 28 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Жаныбека, в его хозяйстве на сегодняшний день имеется: 6 дойных коров, 17 овец. Ежемесячный доход составляет 6,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жаныбек обратился в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом -на покупку овец для увеличения поголовья скота. Доходы от кредита Жаныбек планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Janybek to buy sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 3, 2013
Currency Exchange Loss:
Jun 17, 2015