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Shehnaz's Group
In this Group: Shehnaz, Nazeeran
Shehnaz is 43 years old and married. She lives in the area of Lahore, Pakistan. She is the mother of five children; one kid is too young and fully dependent upon Shehnaz.

Her husband owns a clothing business. His practice to buy fabrics from a wholesaler; dye then into multishades, sew them into garments, and sell the garments into the market. He has a lot of customers who like to buy garments from him.

Due to the new customers, the demand is increasing day by day, but he does not have sufficient amount to buy more fabrics.

Therefore, Shehnaz has requested a loan from Kiva’s field partner’s BRAC Pakistan, so that her husband can buy more fabrics to fulfill the demand.
She is in her third loan cycle and has shown an excellent repayment behavior. She has already been taking the loan from BRAC and investing in the business.

She is very thankful to the Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 280
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 108.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shehnaz's Group's $525 loan helped a member to buy fabrics for dyeing and sewing garments to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 29, 2013
Dec 3, 2013
Currency Exchange Loss:
Oct 17, 2014