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Aigul is 40 years old, married and raising four children together with her husband. Her husband is a farmer, and children attend a school. Aigul has a secondary education. To provide the primary income for her family, she is involved in animal husbandry, having started 18 years ago with a purchase of livestock with 10,000 som (KGS). Thanks to Aigul's hard work, today her business contains 3 dairy cows, 2 horses and 5 calves. Aigul and her family already prepared 450 haystacks, 1 ton of barley and 8 tons of corn. Aigul sells 20 liters of milk daily to distributors. The monthly income amounts to 12,000 som (KGS). In order to further develop her business, Aigul requested a loan from the microfinance bank "Bai-Tushum and Partners" to buy cows to increase livestock headcount. She plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money to build a house for her son.
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Айгул 40 лет, замужем, вместе с супругом воспитывают 4 детей. Супруг - фермер, дети учатся в школе. У Айгул - среднее образование, в качестве дохода для своей семьи Айгул занимается животноводством, стартовав 18 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Айгул, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 2 лошади, 5 телят. На зиму Айгул со своей семьей уже заготовила 450 тюков сена, 1 тонну ячменя, 8 тонн кукурузы. Айгул ежедневно сдает 20 литров молока реализаторам за наличный расчет. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Айгул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство дома для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Aigul to buy cows.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Dec 3, 2013
Currency Exchange Loss:
Nov 17, 2014