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Robertha Lisseth

Update on Robertha Lisseth

Robertha Lisseth, 35 years old and married with 2 children still under her care, came originally from Chinandega in the west of the country. She is the proprietor of a general merchandise store that sells clothing, shoes, cosmetics, silverware, perfume, and creams, among other items. Robertha imports her goods from outside the country, paying in cash, then distributes the merchandise to retail merchants in this locality, and to her fixed customers.

One of Robertha's dreams is to be able to improve her house and see her children become professionals, something that, lamentably, she herself could not achieve. Her goal for this loan is to purchase general merchandise to take advantage of seasonal sales when demand grows and profits increase.

Little by little, Robertha has been able to stabilize her position in this very competitive market. And, thanks to Kiva investors offering loans to people of meager economic resources, she has been able to make some improvements in her quality of life.
View original language description ↓
Robertha Lisseth 35 años de edad, casada con 2 hijos aun bajo su responsabilidad, originaria de chinandega, ubicado en el occidente del país, es propietaria de un negocio de venta de mercadería en general como: ropa, zapatos, cosméticos, platería, perfumenes, cremas entre otros mas, sus compras las realiza fuera del país los cuales son al contado, donde después distribuye su mercadería a comerciantes minoristas de esta localidad, y a clientes fijos, uno de sus sueños es poder mejorar su vivienda y ver a sus hijos convertidos en unos profesionales algo que lamentablemente ella no logro realizar, el objetivo de este crédito es para comprar mercadería en general para así aprovechar las ventas en estas fechas porque su demanda crece y tiene mayores utilidades. robertha poco a poco ha logrado estabilizarse en este mercado tan competitivo, pero gracias al apoyo que los inversionistas kivas les ofrece a personas de bajos recursos económicos ha logrado mejorar un poco su calidad de vida.

Previous Loan Details

Robertha is 34 years old, is married, and has two children who are 9 and 16 years old. She is from Chinandega, which is located on the western side of the country. Chinandega is known for being a commercially productive area. Robertha is a hard-working, responsible woman with a desire to improve... More from Robertha Lisseth's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Robertha Lisseth buy general merchandise, including clothing, shoes, items from China, and creams, among other things.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 4, 2013
Currency Exchange Loss:
Dec 17, 2014