Los Pinos Group
The loan that they will take out will benefit small businesswomen where Esther is a member. She said that this is the first time she has been a member of Pro Mujer. She joined by invitation from a friend, who is a member of the institution. She currently has a farming business (potato production). She says that she learned this business several years ago because it is a family business. When she got her life partner, they decided to both work in the same business.
The loan that she will now take out is to increase capital to buy seeds that she will buy from the stores in La Paz. After the harvest, she will sell her product at her sales space. This way of working allows her to generate resources to support her family because she is in a partnership.
When asked what she likes about Pro Mujer, she replied that she likes the trainings that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Esther es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una amiga que es socia en la institución. En la actualidad ella tiene un negocio de agricultura (producción de papa); da a conocer que este negocio lo aprendió hace varios años atrás ya que el mismo es un negocio familiar, cuando tuvo su pareja deciden ambos trabajar en el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de semilla) que adquirirá de las tiendas de La Paz y posteriormente al cultivo lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella está combinando.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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