El Prado Group
The loan they will take out will benefit small micro-entrepreneurs, of which María is one. She indicates that she has been part of Pro Mujer for six months, having joined at the invitation of a friend who is a member of the institution. She currently has a business sewing vests; she lets us know that she learned this business when she went to work in Brazil. When she gathered a small amount of capital she decided to return to Bolivia and open her own workspace.
The loan she will now take out is for the increase of capital to buy fabric, which she will get in the wholesale stores in the city of El Alto, and later, after working with it, she will sell it in her place of sale. This work allows her to generate resources to support her family, as she is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the meetings of her communal bank.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maria es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura de chalecos; da a conocer que este negocio lo aprendió cuando fue a Brasil a trabajar, cuando reunió un pequeño capital decide retornar a Bolivia y emprender su propio espacio de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tienda mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones de su Banca Comunal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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