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Lady Coumba started a small stall in front of her home, where she sells food such as milk, sugar, and rice. She started with a capital of 100,000 francs CFA obtained from a savings group (tontine) she received at that time. She is the one who sells in her shop and is only rarely replaced by one of her daughters.

She is married and a mother. She actively participates in the management of the family’s daily expenses to support her husband.
Coumba is an ambitious woman who thinks to improve her business by expanding her retail space and diversifying it. She expects to accomplish this project with the help of an institution such as IMCEC.
View original language description ↓
La dame Coumba a ouvert une petite table devant chez elle, où elle vend des denrées alimentaires comme du lait, du sucre, du riz. Elle a démarré avec un capital de 100.000F CFA tiré d’une tontine acquise à cette période. C’est elle qui vend dans sa boutique et n’est remplacé que très rarement par une de ses filles. Elle est mariée et mère de famille et participe activement à la gestion de la dépense quotidienne de sa famille en appui à son mari.
Coumba est une femme ambitieuse qui pense à améliorer son activité en élargissant son espace commercial et à diversifier cette dernière. Elle compte réaliser ce projet avec l’aide d’une mutuelle comme l’IMCEC.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 482.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Coumba to buy foodstuff; milk, rice and sugar to stock her shop and retail.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Dec 3, 2013
Currency Exchange Loss:
Oct 27, 2014