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Diarno is a taxi-bike man by trade. He is married and a father, and he lives in the same neighborhood where the branch office lies. He is on his first loan which he wants in order to buy a Djakarta motorbike for transport purposes. It is he who pays for all his family's daily outgoings and schooling costs. He leaves his house at eight in the morning and gets home around eight in the evenings. In the future he would like to expand his fleet of Djakarta motorbikes and improve his family's living conditions.
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Monsieur DIARNO est un vélo-taxi-man de profession. Il est marié et père de famille. DIARNO habite dans le quartier ou se situe le guichet .Etant à son 1er prêt il sollicite ce dernier pour acheter une moto Djakarta pour en faire du transport. C’est lui qui prend en charges toutes les dépenses quotidiennes et les frais de scolarité de sa famille. Il quitte sa maison à 8h pour n’y revenir que le soir vers les environs de 20h. A l’avenir il souhaite augmenter son parc de moto Djakarta et améliorer les conditions de vie de sa famille/

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,350
    Funds lent in using Kiva
  • 482.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD