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Hamza is a 22-year-old single man who has been working as a supervisor in an agricultural maintenance business for four months. This is his only source of income. Hamza is a hard worker who puts so much effort into developing himself. He is acquiring a loan from Kiva partner Al Majmoua to pay for his university educational fees since his low income isn't enough to cover the increasing tuition fees. This is his second cycle as an Al Majmoua borrower. His previous loan was invested in paying for both his driving license fees and his university tuition fees.

He is an optimistic person who believes when there is a will, there is a way, and he is sure that when he finishes his education, he will face the brighter future that he seeks.

He hopes to keep on developing himself and is looking forward for his graduation when he can take the official career path for which he aims.

Additional Information

More information about this loan

This loan is part of Al Majmoua's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 89
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Hamza to pay for his university tuition fees.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Dec 2, 2013
Currency Exchange Loss:
Jun 17, 2015